In car rental processes, insurance options are usually offered by rental companies, and there are different options that renters can choose according to their needs. The details of these options may vary depending on the rental company, but generally the following options are offered:
Compulsory Traffic Insurance: This insurance is a mandatory insurance required by car rental companies and covers the material and bodily damages that can be caused to third parties in accidents.
Collision Damage Waiver (CDW): This insurance covers damages that may occur to the vehicle itself. CDW insurance can be offered in different coverage levels, but generally includes situations such as collision, crash, fire, theft, natural disasters, and glass breakage.
Theft Protection (TP): This insurance covers the damage amount that you would have to pay in the event of the rental car being stolen or if personal belongings inside the car are stolen.
Personal Accident Insurance: This insurance covers bodily injuries that may occur in possible accident situations for the driver and passengers.
Tire and Glass Insurance: This insurance covers the damages that may occur to the vehicle's tires and glasses in case of breakage.
Additional Driver Insurance: This insurance covers the damages that may occur if someone other than the driver specified in the rental agreement drives the vehicle.
Roadside Assistance Insurance: This insurance includes roadside assistance services that the driver may need in case of breakdown or accident on the road.
Rental companies can offer insurance options at different levels. Before renting, carefully reading the details of the contract and asking the rental company questions about insurance options can help choose the right insurance options.
Another type of car rental insurance is the "Collision Damage Waiver" (CDW), which reduces the damage amount that you would have to pay in case the rented car is stolen or damaged. This insurance option does not cover the entire damage amount that may occur in the rented car, but it reduces your expenses by preventing you from paying part of the damage amount. CDW insurance is usually purchased in addition to the rental fee and is valid throughout the rental period.
In addition, car rental companies sometimes offer a separate insurance option called "Theft Protection" (TP). This insurance reduces the damage amount you would have to pay in case the car is stolen. This insurance option is also usually purchased in addition to the rental fee and is valid throughout the rental period.
Car rental insurances may vary depending on the different conditions of car rental companies. Therefore, it is important to read all insurance options and coverage carefully before signing the car rental agreement. You can also obtain more detailed information on the rental company's website or by contacting customer service.
There may also be a "personal accident insurance" among the insurance options. This insurance may cover all or part of the damage the rental company requests from the person who rented the car. However, this insurance also has certain conditions and coverage, so it is important to carefully read the insurance contract for details.
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